Home loans | Debt consolidation | Secured loans | Homeowner loan

EXPLANATION OF TERMS

“I”,”We”,”My”,”Our”,”Me”,”Us” - refer to you, the web site visitor, submitting personal data as part of a business enquiry or transaction.

“Indiana Loans” - refers to Indiana Loans Limited

Indiana Loans Limited is registered with the Information Commissioner’s Office. Our Registration number is Z1124457 and our data handling and processing conforms to the UK Data Protection Act 1998.

DATA PROTECTION STATEMENT

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to Indiana Loans Limited (”Indiana Loans”) to disclose such details and to authorise Indiana Loans and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that Indiana Loans and any lender resulting from this application (the “Lender”) shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan (”the Data”) for the following purposes:-

1) To provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that Indiana Loans and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.

2) To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes).

3) To disclose the Data to any other company within the Lender’s group of companies and/or to any third parties (for example, debt counsellors and insurers, or to trusted partners) at any time for the purposes of assessing and processing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application.

4) To disclose the Data to any third party who replaces or who may replace my/our Lender or Loan Arranger.

PREVENTION OF MONEY LAUNDERING

The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing (“Data Subject Request”) we will provide you with a copy of the information which we hold concerning you on payment of a fixed fee as laid down by the UK Information Commissioner Office.

PERSONAL DETAILS AND DATA PRIVACY

The personal details which you submit to us (Personal Data) are held by Indiana Loans Limited for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. Indiana Loans Limited may use the Personal Data for the purposes they have notified to the UK Information Commissioner Office and within the framework of the Data Protection Act 1998.

By submitting your Personal Data, you CONSENT to it being processed by Indiana Loans Limited and AGREE with all the conditions listed in this Data Protection Statement and in the Privacy Statement.

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