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The after effects of the credit crunch has been reported to stay with UK consumers until at least March 2008 when all the major banks and lending companies have had enough time to identify the true cost of the credit crunch.
Until these lending companies have done this due diligence, credit card providers and unsecured loan [...]

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The amount of individuals being declared insolvent could increase as a long-term trend due to the credit crunch, it has been warned.
James Ketchell, spokesperson for financial charity the Consumer Credit Counselling Service, notes that it typically takes some time for debts to reach an untenable level.
This could mean there is still time for Britons facing [...]

Tags: consolidation-loans, credit-crunch, credit-insolvency, debt-consolidation-loans, debt-insolvency, insolvency