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If you are struggling to keep your head above the water after Christmas, there are plenty of places to turn for free, independent guidance on debt management which you should do so sooner rather than later.
Where to go for free debt guidance?

The Consumer Credit Counselling Service has a free national telephone service, 10 regional [...]

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Recent economic conditions have meant that the debt landscape is changing, according to one debt charity.
Credit Action, a provider of impartial debt advice, says that there has been a shift away from unsecured debts towards secured debts.
Unsecured debt usually takes the form of credit card borrowing and loans that are not charged against any of [...]

Tags: debt, debt-advice, debt-landscape, economic-conditions, indiana-loans, interest-rates, loan-credit, mortgage-payments, secured-lending, unsecured-debt, unsecured-debts